Terms of Service

1. Who we are

"oneapi.finance", "we", "us", or "our" refers to OneAPI Finance Ltd, a private company registered in Ireland (registration pending — final number will be inserted on signing). Registered office: Dublin, Ireland.

2. Your use of the service

By creating an account or calling our API you accept these Terms. If you are using the service on behalf of an organization, you represent that you have authority to bind that organization.

You may use the API to build websites, mobile apps, internal tools, and other software that surfaces markets data to your end users. This is explicitly a commercial-use license — you do not need a separate commercial agreement for production deployments on Indie, Pro, or Business plans.

3. Permitted use

• You may display delayed quote data to your end users in your own UI.
• You may store derived metrics and calculated outputs derived from our data.
• You may cache responses for up to the documented refresh window (typically 15 minutes for quotes, 24h for fundamentals).
• You may use the data for internal research, screening, and backtesting.

4. Restrictions

You may not:

• Resell, redistribute, or rebroadcast raw API responses to third parties as a data feed.
• Build a competing markets-data API offering using our service as the sole or primary upstream.
• Scrape, mirror, or proxy the API to circumvent rate limits or per-account caps.
• Reverse engineer the gateway or intentionally probe for vulnerabilities outside a coordinated security disclosure (which we welcome — see Section 11).
• Use the API for any application that requires a real-time, exchange-licensed feed (high-frequency trading, regulated SIP redistribution, NMS market making).

5. Scope and accuracy disclaimer

Our data is provided "as is". Prices are delayed (typically 15 minutes or more depending on exchange) and we do not guarantee accuracy, timeliness, or completeness. You must not use our data as the basis for trading decisions, order execution, or any regulated investment advice. If you build a tool that gives investment recommendations, that recommendation logic and its compliance is entirely your responsibility.

6. Disclaimer on automated scraping

We aggregate and normalize data from multiple licensed and public sources. We do not scrape exchanges directly, nor do we redistribute proprietary feeds without a license. If you believe your data is being served by us in violation of a license, contact legal@oneapi.finance and we will respond within 5 business days.

7. Fees and billing

Fees are listed in EUR on the pricing page. Subscriptions auto-renew at the start of each billing period. You may cancel at any time from the dashboard; cancellation takes effect at the end of the current period. We do not refund prior periods except on a case-by-case discretionary basis. Annual plans are not refundable after 30 days, but we will pro-rate any unused months on request.

8. Acceptable use and rate limits

Each plan has documented rate limits. Exceeding them returns HTTP 429 with a Retry-After header. We may temporarily suspend accounts that sustain abusive request patterns (for example: hammering a single endpoint with no caching), and we will email you before doing so unless the abuse is clearly malicious.

9. Termination

Either party may terminate this agreement at any time. We may suspend or terminate your account for material breach (notably Section 4 restrictions) with reasonable notice unless the breach is ongoing abuse. Upon termination you lose access to the API; we will provide a final usage export on request for 30 days post-termination.

10. Liability

To the maximum extent permitted by law, our aggregate liability under this agreement is limited to the fees you paid us in the 12 months preceding the claim. We are not liable for indirect, incidental, or consequential damages, including lost profits or trading losses.

11. Security disclosures

We welcome coordinated disclosure of security issues. Email security@oneapi.finance with details. We will acknowledge within 1 business day and ship a fix within a timeline appropriate to severity.

12. Governing law

These Terms are governed by the laws of Ireland. Disputes are subject to the exclusive jurisdiction of the courts of Dublin.

13. Changes

We may update these Terms; material changes are emailed to active customers with at least 30 days notice. Continued use after the effective date of an update constitutes acceptance.